:root {
  --navy: #082a4d;
  --navy-dark: #05213d;
  --navy-soft: #123d68;
  --gold: #ffb000;
  --gold-dark: #f29b00;
  --cream: #fff8ec;
  --paper: #ffffff;
  --ink: #0c2747;
  --muted: #607089;
  --line: #dce4ee;
  --shadow: 0 20px 60px rgba(8, 42, 77, 0.13);
  --soft-shadow: 0 10px 30px rgba(8, 42, 77, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #fbfdff;
  line-height: 1.6;
  overflow-x: hidden;
}

img,
svg {
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.container {
  width: min(1280px, calc(100% - 48px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(8, 42, 77, 0.1);
  backdrop-filter: blur(16px);
}

.header-inner {
  position: relative;
  display: grid;
  grid-template-columns: minmax(190px, 275px) 1fr auto;
  align-items: center;
  min-height: 96px;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  min-width: 0;
}

.brand img {
  width: min(100%, 270px);
  height: auto;
}

.menu-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  padding: 0;
  border: 1px solid rgba(8, 42, 77, 0.22);
  border-radius: 8px;
  color: var(--navy);
  background: #fffdf8;
  box-shadow: var(--soft-shadow);
  cursor: pointer;
}

.menu-toggle-bars {
  display: grid;
  width: 24px;
  gap: 5px;
}

.menu-toggle-bars span {
  display: block;
  height: 3px;
  border-radius: 999px;
  background: currentColor;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.site-header.nav-open .menu-toggle-bars span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}

.site-header.nav-open .menu-toggle-bars span:nth-child(2) {
  opacity: 0;
}

.site-header.nav-open .menu-toggle-bars span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}

.main-nav {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: clamp(18px, 3vw, 46px);
  color: var(--navy);
  font-weight: 800;
}

.main-nav a {
  position: relative;
  padding: 10px 0;
}

.main-nav a::after {
  position: absolute;
  right: 0;
  bottom: 4px;
  left: 0;
  height: 2px;
  content: "";
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.2s ease;
}

.main-nav a:hover::after,
.main-nav a:focus-visible::after {
  transform: scaleX(1);
}

.mobile-nav-cta {
  display: none;
}

.button {
  box-sizing: border-box;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 56px;
  padding: 0 28px;
  border: 0;
  border-radius: 8px;
  color: #081b2e;
  background: linear-gradient(180deg, #ffc21a 0%, var(--gold) 100%);
  box-shadow: 0 10px 20px rgba(255, 176, 0, 0.25);
  cursor: pointer;
  font-weight: 900;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 14px 24px rgba(255, 176, 0, 0.32);
}

.button-small {
  min-height: 52px;
  white-space: nowrap;
}

.button-wide {
  width: 100%;
  min-height: 66px;
  font-size: 1.35rem;
}

.hero {
  position: relative;
  --hero-art-width: min(42vw, 620px);
  min-height: 700px;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.98) 0%, rgba(255, 255, 255, 0.9) 40%, rgba(251, 253, 255, 0.96) 100%),
    #fbfdff;
}

.hero-image {
  position: absolute;
  z-index: 1;
  right: auto;
  bottom: 26px;
  left: max(24px, calc((100vw - min(1280px, calc(100vw - 48px))) / 2 + ((640px - var(--hero-art-width)) / 2)));
  width: var(--hero-art-width);
  height: auto;
  max-height: 42%;
  object-fit: contain;
  object-position: center bottom;
  opacity: 0.95;
  filter: drop-shadow(0 24px 32px rgba(8, 42, 77, 0.12));
}

.hero::before {
  position: absolute;
  z-index: 0;
  inset: 0;
  content: "";
  pointer-events: none;
  background:
    linear-gradient(180deg, #fff 0%, rgba(255, 255, 255, 0.94) 16%, rgba(255, 255, 255, 0.72) 32%, rgba(255, 255, 255, 0) 58%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.52) 0%, rgba(255, 255, 255, 0.26) 42%, rgba(255, 255, 255, 0) 68%);
}

.hero::after {
  position: absolute;
  z-index: 0;
  inset: 0;
  content: "";
  pointer-events: none;
  background:
    linear-gradient(180deg, transparent 82%, rgba(251, 253, 255, 0.48) 94%, #fbfdff 100%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.62) 0%, rgba(255, 255, 255, 0.18) 45%, rgba(255, 255, 255, 0) 72%);
}

.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: minmax(560px, 1fr) minmax(390px, 540px);
  gap: clamp(32px, 4vw, 58px);
  align-items: start;
  min-height: 700px;
  padding: 64px 0 46px;
}

.hero-grid > * {
  min-width: 0;
}

.hero-copy {
  max-width: 640px;
  min-width: 0;
  padding-top: 18px;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--gold-dark);
  font-size: 0.92rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero h1,
.request-hero h1 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(3rem, 5.4vw, 5.15rem);
  line-height: 0.95;
  letter-spacing: 0;
}

.hero h1 .title-line {
  display: block;
}

.hero h1 .title-line-dark {
  color: var(--navy);
}

.hero h1 .title-line-gold {
  color: var(--gold);
}

.hero-lead,
.request-hero p {
  max-width: 610px;
  margin: 28px 0 0;
  color: #40536d;
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  font-weight: 600;
}

.hero-badges {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 44px;
}

.mini-badge {
  display: grid;
  grid-template-columns: 50px minmax(0, 1fr);
  align-items: center;
  gap: 12px;
  color: var(--navy);
  font-weight: 900;
}

.mini-badge .icon-circle {
  grid-row: 1 / 3;
}

.mini-badge strong,
.mini-badge small {
  grid-column: 2;
}

.mini-badge small {
  display: block;
  color: #314863;
  font-size: 0.82rem;
  font-weight: 700;
  line-height: 1.25;
}

.icon-circle,
.big-icon,
.trust-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  border: 1px solid rgba(255, 176, 0, 0.45);
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.84);
  color: var(--gold);
}

.icon-circle {
  width: 50px;
  height: 50px;
}

.icon-circle svg {
  width: 58%;
  height: 58%;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}

.big-icon img,
.trust-icon img {
  width: 96%;
  height: 96%;
  object-fit: contain;
}

.trust-icon img {
  width: 104%;
  height: 104%;
}

.calculator-card {
  box-sizing: border-box;
  min-width: 0;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 28px;
  padding: clamp(28px, 4vw, 42px);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
  backdrop-filter: blur(18px);
}

.calculator-head {
  margin-bottom: 28px;
  text-align: center;
}

.calculator-head h2 {
  margin: 0;
  color: var(--navy);
  font-size: 1.45rem;
}

.loan-calculator {
  display: grid;
  gap: 28px;
}

.range-group {
  min-width: 0;
}

.range-top {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 14px;
}

.range-top label {
  color: var(--navy);
  font-size: 1.1rem;
  font-weight: 900;
}

.range-top output {
  color: var(--navy);
  font-size: clamp(1.55rem, 3vw, 2.2rem);
  font-weight: 950;
  white-space: nowrap;
}

input[type="range"] {
  width: 100%;
  min-width: 0;
  height: 8px;
  border-radius: 999px;
  appearance: none;
  background: linear-gradient(90deg, var(--gold) 0 var(--range-progress, 50%), #e9edf2 var(--range-progress, 50%) 100%);
  outline: none;
}

input[type="range"]::-webkit-slider-thumb {
  width: 28px;
  height: 28px;
  border: 4px solid #fff;
  border-radius: 50%;
  appearance: none;
  background: var(--gold);
  box-shadow: 0 6px 16px rgba(8, 42, 77, 0.23);
  cursor: pointer;
}

input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border: 4px solid #fff;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 6px 16px rgba(8, 42, 77, 0.23);
  cursor: pointer;
}

.range-labels {
  display: flex;
  justify-content: space-between;
  margin-top: 12px;
  color: #334961;
  font-weight: 700;
}

.range-labels span {
  min-width: 0;
  white-space: nowrap;
}

.result-box {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.78);
}

.result-box div {
  min-width: 0;
  padding: 28px 14px 18px;
  text-align: center;
}

.result-box div + div {
  border-left: 1px solid var(--line);
}

.result-box span {
  display: block;
  color: var(--navy);
  font-weight: 800;
}

.result-box strong {
  display: block;
  margin-top: 8px;
  color: var(--navy);
  font-size: clamp(1.65rem, 3.2vw, 2.28rem);
  line-height: 1.05;
  white-space: nowrap;
}

.result-box p {
  grid-column: 1 / -1;
  margin: 0;
  padding: 16px;
  border-top: 1px solid var(--line);
  color: var(--navy);
  text-align: center;
  font-weight: 800;
}

.result-box p span {
  display: inline;
  margin: 0 14px;
}

.result-box .calc-note {
  padding: 0 16px 16px;
  border-top: 0;
  color: var(--muted);
  font-size: 0.86rem;
  font-weight: 700;
  line-height: 1.45;
}

.representative-note {
  margin: 24px 0 0;
  color: #5d6f86;
  font-size: 0.82rem;
  line-height: 1.5;
}

.product-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  padding: 34px 0 28px;
}

.product-card {
  box-sizing: border-box;
  display: grid;
  grid-template-columns: 82px minmax(0, 1fr);
  gap: 22px;
  align-items: center;
  min-height: 150px;
  padding: 24px;
  border: 1px solid rgba(255, 176, 0, 0.45);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.84);
  box-shadow: var(--soft-shadow);
}

.big-icon {
  width: 82px;
  height: 82px;
}

.big-icon.navy {
  border-color: rgba(8, 42, 77, 0.15);
  color: var(--navy);
}

.product-card h2,
.requirement-card h3,
.step-card h3,
.trust-row h3 {
  margin: 0;
  color: var(--navy);
  line-height: 1.2;
}

.product-card h2 {
  font-size: clamp(1.2rem, 2vw, 1.55rem);
}

.product-card p,
.step-card p,
.trust-row p,
.legal-section p {
  margin: 8px 0 0;
  color: #455b75;
}

.section {
  padding: 62px 0;
}

.section-heading {
  display: grid;
  justify-items: center;
  gap: 12px;
  margin-bottom: 42px;
  text-align: center;
}

.section-heading h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 2.75rem);
  line-height: 1.1;
}

.section-heading span {
  width: 72px;
  height: 4px;
  border-radius: 999px;
  background: var(--gold);
}

.requirements-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
}

.requirement-card {
  box-sizing: border-box;
  display: grid;
  justify-items: center;
  align-content: center;
  min-height: 210px;
  padding: 26px 18px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
  text-align: center;
}

.requirement-card h3 {
  max-width: 210px;
  margin-top: 22px;
  font-size: 1.05rem;
}

.example-section {
  background: linear-gradient(180deg, #fbfdff 0%, var(--cream) 100%);
}

.example-card {
  box-sizing: border-box;
  padding: clamp(28px, 4vw, 44px);
  border: 1px solid rgba(255, 176, 0, 0.32);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.example-label {
  display: inline-flex;
  margin-bottom: 14px;
  padding: 7px 12px;
  border-radius: 8px;
  color: var(--navy);
  background: rgba(255, 176, 0, 0.14);
  font-size: 0.9rem;
  font-weight: 900;
}

.example-card p {
  margin: 0;
  color: #415872;
}

.example-card p + p {
  margin-top: 14px;
}

.how-section {
  background: #fff;
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 34px;
}

.step-card {
  position: relative;
  display: grid;
  grid-template-columns: 96px minmax(0, 1fr);
  gap: 22px;
  align-items: center;
  min-height: 150px;
}

.step-number {
  position: absolute;
  top: 2px;
  left: 0;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  color: #fff;
  background: var(--gold);
  font-weight: 950;
}

.trust-row {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 56px;
  overflow: hidden;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.trust-row article {
  display: grid;
  grid-template-columns: 58px minmax(0, 1fr);
  gap: 16px;
  align-items: center;
  padding: 28px 24px;
}

.trust-row article + article {
  border-left: 1px solid rgba(255, 176, 0, 0.28);
}

.trust-icon {
  width: 56px;
  height: 56px;
  border-color: transparent;
  color: var(--navy);
}

.trust-row h3 {
  font-size: 1rem;
}

.trust-row p {
  font-size: 0.92rem;
  line-height: 1.45;
}

.legal-section {
  background: #fbfdff;
}

.legal-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
  gap: 34px;
}

.legal-grid article {
  box-sizing: border-box;
  padding: 30px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.legal-grid h2 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 1.45rem;
}

.legal-grid address {
  color: #40546c;
  font-style: normal;
  font-weight: 700;
}

.legal-grid a {
  color: var(--navy);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(255, 176, 0, 0.8);
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.blog-page {
  background: #fbfdff;
}

.blog-hero {
  padding: 78px 0 64px;
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.96), rgba(251, 253, 255, 0.98)),
    #fbfdff;
}

.blog-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 390px);
  gap: clamp(30px, 5vw, 72px);
  align-items: center;
}

.blog-hero h1 {
  max-width: 780px;
  margin: 0;
  color: var(--navy);
  font-size: clamp(2.8rem, 6vw, 5rem);
  line-height: 0.98;
}

.blog-hero p {
  max-width: 720px;
  margin: 22px 0 0;
  color: #40546c;
  font-size: 1.18rem;
}

.blog-hero-panel {
  display: grid;
  gap: 12px;
  padding: 28px;
  border: 1px solid rgba(8, 42, 77, 0.1);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.blog-hero-panel strong {
  color: var(--navy);
  font-size: 1.25rem;
}

.blog-hero-panel span {
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  color: #40546c;
  font-weight: 800;
}

.blog-hero-panel .button {
  width: 100%;
  margin-top: 10px;
}

.blog-list {
  background: #fbfdff;
}

.blog-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.blog-card {
  position: relative;
  display: grid;
  align-content: start;
  gap: 14px;
  padding: 28px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.blog-card:hover {
  border-color: rgba(255, 176, 0, 0.7);
  box-shadow: 0 18px 42px rgba(8, 42, 77, 0.11);
}

.blog-card img {
  width: 82px;
  height: 82px;
  padding: 12px;
  border: 1px solid rgba(255, 176, 0, 0.28);
  border-radius: 999px;
  object-fit: contain;
}

.blog-card span {
  color: var(--gold-dark);
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.blog-card h3,
.blog-cta h2 {
  margin: 0;
  color: var(--navy);
  line-height: 1.18;
}

.blog-card h3 {
  font-size: 1.45rem;
}

.blog-card p,
.blog-cta p {
  margin: 0;
  color: #455b75;
}

.blog-card a {
  color: var(--navy);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(255, 176, 0, 0.84);
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.blog-card a::after {
  content: "";
  position: absolute;
  z-index: 1;
  inset: 0;
  border-radius: inherit;
}

.blog-card a:focus-visible {
  outline: none;
}

.blog-card a:focus-visible::after {
  outline: 3px solid rgba(255, 176, 0, 0.72);
  outline-offset: 4px;
}

.blog-card-featured {
  grid-column: 1 / -1;
  grid-template-columns: 96px minmax(0, 1fr) auto;
  align-items: center;
  gap: 24px;
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.92), rgba(255, 255, 255, 0.98)),
    #fff;
}

.blog-card-featured p {
  margin-top: 8px;
}

.blog-card-featured a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 22px;
  border-radius: 8px;
  color: #081b2e;
  background: linear-gradient(180deg, #ffc21a 0%, var(--gold) 100%);
  box-shadow: 0 10px 20px rgba(255, 176, 0, 0.18);
  text-decoration: none;
  white-space: nowrap;
}

.blog-cta {
  padding: 56px 0;
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.92), rgba(251, 253, 255, 0.98)),
    var(--cream);
}

.blog-cta-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: center;
  padding: 32px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.blog-cta p {
  margin-top: 8px;
}

.article-page {
  background: #fbfdff;
}

.article-hero {
  padding: 64px 0 54px;
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.96), rgba(251, 253, 255, 0.98)),
    #fbfdff;
}

.article-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(310px, 420px);
  gap: clamp(34px, 5vw, 72px);
  align-items: center;
}

.article-hero-grid > * {
  min-width: 0;
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 22px;
  color: #5a6d83;
  font-size: 0.92rem;
  font-weight: 800;
}

.breadcrumbs a {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-color: rgba(255, 176, 0, 0.72);
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.article-hero h1 {
  max-width: 920px;
  margin: 0;
  color: var(--navy);
  font-size: clamp(2.75rem, 5.4vw, 5rem);
  line-height: 1;
  letter-spacing: 0;
}

.article-intro {
  max-width: 820px;
  margin: 24px 0 0;
  color: #40546c;
  font-size: clamp(1.05rem, 1.7vw, 1.25rem);
  font-weight: 600;
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.article-meta span {
  padding: 8px 12px;
  border: 1px solid rgba(255, 176, 0, 0.28);
  border-radius: 8px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.7);
  font-size: 0.9rem;
  font-weight: 900;
}

.article-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  align-items: center;
  margin-top: 30px;
}

.text-link {
  color: var(--navy);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(255, 176, 0, 0.84);
  text-decoration-thickness: 2px;
  text-underline-offset: 5px;
}

.article-summary-card {
  display: grid;
  gap: 18px;
  padding: 30px;
  border: 1px solid rgba(8, 42, 77, 0.1);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--shadow);
}

.article-summary-card strong {
  color: var(--navy);
  font-size: 1.35rem;
}

.article-summary-card ul,
.article-warning-list {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.article-summary-card li,
.article-warning-list li {
  position: relative;
  padding-left: 28px;
  color: #40546c;
  font-weight: 700;
}

.article-summary-card li::before,
.article-warning-list li::before {
  position: absolute;
  top: 0.15em;
  left: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  color: #fff;
  background: var(--gold);
  content: "✓";
  font-size: 0.78rem;
  font-weight: 900;
}

.article-summary-card .button {
  width: 100%;
}

.article-layout {
  display: grid;
  grid-template-columns: 280px minmax(0, 1fr);
  gap: clamp(32px, 5vw, 72px);
  padding-top: 58px;
  padding-bottom: 72px;
}

.article-sidebar {
  position: sticky;
  top: 120px;
  display: grid;
  align-self: start;
  gap: 8px;
  padding: 22px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.article-sidebar strong {
  margin-bottom: 6px;
  color: var(--navy);
  font-size: 1.1rem;
}

.article-sidebar a {
  padding: 9px 0;
  border-bottom: 1px solid rgba(8, 42, 77, 0.08);
  color: #40546c;
  font-weight: 800;
}

.article-sidebar a:hover,
.article-sidebar a:focus-visible {
  color: var(--navy);
}

.article-sidebar .sidebar-cta {
  display: flex;
  justify-content: center;
  margin-top: 10px;
  padding: 12px;
  border: 0;
  border-radius: 8px;
  color: #081b2e;
  background: linear-gradient(180deg, #ffc21a 0%, var(--gold) 100%);
  font-weight: 900;
}

.article-content {
  min-width: 0;
}

.article-content section + section {
  margin-top: 42px;
}

.article-content h2 {
  margin: 0 0 18px;
  color: var(--navy);
  font-size: clamp(1.85rem, 3vw, 2.55rem);
  line-height: 1.15;
}

.article-content h3 {
  margin: 0;
  color: var(--navy);
  line-height: 1.2;
}

.article-content p {
  margin: 0;
  color: #40546c;
  font-size: 1.06rem;
}

.article-content p + p {
  margin-top: 16px;
}

.article-content a:not(.button) {
  color: var(--navy);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(255, 176, 0, 0.84);
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.article-note,
.article-cta-band,
.article-cta-panel,
.article-mini-cta,
.article-sources {
  border-radius: 8px;
}

.article-note {
  display: grid;
  gap: 8px;
  margin-top: 24px;
  padding: 24px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  background: var(--cream);
}

.article-note strong {
  color: var(--navy);
}

.article-check-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 26px 0;
}

.article-check-grid div {
  display: grid;
  gap: 10px;
  padding: 22px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.article-check-grid img {
  width: 58px;
  height: 58px;
  object-fit: contain;
}

.article-check-grid p {
  font-size: 0.98rem;
}

.article-cta-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 22px;
  align-items: center;
  padding: 30px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.94), rgba(255, 255, 255, 0.98)),
    #fff;
  box-shadow: var(--soft-shadow);
}

.article-cta-band h2,
.article-cta-panel h2 {
  margin-bottom: 8px;
}

.article-steps {
  display: grid;
  gap: 14px;
  margin: 22px 0;
  padding: 0;
  list-style: none;
  counter-reset: article-step;
}

.article-steps li {
  position: relative;
  padding: 22px 22px 22px 76px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
  counter-increment: article-step;
}

.article-steps li::before {
  position: absolute;
  top: 22px;
  left: 22px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  color: #fff;
  background: var(--gold);
  content: counter(article-step);
  font-weight: 950;
}

.article-steps strong {
  display: block;
  color: var(--navy);
  font-size: 1.08rem;
}

.article-steps p {
  margin-top: 6px;
  font-size: 0.98rem;
}

.article-table-wrap {
  overflow-x: auto;
  margin-top: 22px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.article-table {
  width: 100%;
  min-width: 620px;
  border-collapse: collapse;
}

.article-table th,
.article-table td {
  padding: 18px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.article-table th {
  color: var(--navy);
  background: var(--cream);
  font-size: 1rem;
}

.article-table td {
  color: #40546c;
}

.article-table tr:last-child td {
  border-bottom: 0;
}

.article-mini-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
  margin-top: 22px;
  padding: 18px 20px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  background: #fff;
}

.article-mini-cta span {
  color: var(--navy);
  font-weight: 900;
}

.article-warning-list {
  margin-top: 20px;
}

.article-cta-panel {
  display: grid;
  grid-template-columns: 86px minmax(0, 1fr) auto;
  gap: 22px;
  align-items: center;
  padding: 30px;
  border: 1px solid rgba(255, 176, 0, 0.34);
  background: var(--navy);
  box-shadow: var(--shadow);
}

.article-cta-panel img {
  width: 86px;
  height: 86px;
  padding: 12px;
  border-radius: 50%;
  background: #fff;
  object-fit: contain;
}

.article-cta-panel h2,
.article-cta-panel p {
  color: #fff;
}

.faq-list {
  display: grid;
  gap: 12px;
}

.faq-list details {
  border: 1px solid rgba(8, 42, 77, 0.08);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--soft-shadow);
}

.faq-list summary {
  padding: 18px 22px;
  color: var(--navy);
  cursor: pointer;
  font-weight: 900;
}

.faq-list details p {
  padding: 0 22px 20px;
}

.article-sources {
  padding: 24px;
  border: 1px solid rgba(8, 42, 77, 0.08);
  background: #fff;
}

.site-footer {
  padding: 58px 0;
  color: #dce8f5;
  background:
    radial-gradient(circle at 20% 0%, rgba(255, 176, 0, 0.12), transparent 34%),
    linear-gradient(135deg, var(--navy-dark), #063760);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.45fr repeat(3, minmax(0, 1fr));
  gap: 46px;
}

.footer-brand img {
  width: min(100%, 260px);
  height: auto;
  margin-bottom: 20px;
  border-radius: 8px;
  filter: drop-shadow(0 8px 12px rgba(0, 0, 0, 0.15));
}

.site-footer h2 {
  margin: 0 0 14px;
  color: #fff;
  font-size: 1.1rem;
}

.site-footer p,
.site-footer small {
  margin: 0;
  color: #dce8f5;
}

.site-footer p + p {
  margin-top: 10px;
}

.site-footer a {
  display: block;
  margin-top: 10px;
  color: #dce8f5;
}

.site-footer a:hover,
.site-footer a:focus-visible {
  color: #fff;
}

.site-footer > .footer-disclaimer {
  display: block;
  width: min(1040px, calc(100% - 48px));
  margin: 50px auto 0;
  padding-top: 30px;
  border-top: 1px solid rgba(220, 232, 245, 0.18);
  color: #dce8f5;
  text-align: center;
  font-size: 0.92rem;
  line-height: 1.6;
}

.site-footer > .footer-copyright {
  display: block;
  width: min(1040px, calc(100% - 48px));
  margin: 18px auto 0;
  color: rgba(220, 232, 245, 0.82);
  text-align: center;
  font-size: 0.88rem;
}

.request-footer {
  padding: 24px 0;
}

.request-footer > .footer-copyright {
  margin-top: 0;
}

.request-page {
  background: #fbfdff;
}

.request-hero {
  padding: 66px 0 44px;
  background:
    linear-gradient(90deg, rgba(255, 248, 236, 0.96), rgba(251, 253, 255, 0.98)),
    #fbfdff;
  text-align: center;
}

.request-hero h1 {
  font-size: clamp(2.35rem, 5vw, 4.25rem);
  line-height: 1.02;
}

.request-hero p {
  margin-top: 18px;
}

.form-section {
  width: 100%;
  margin: 0;
  padding: 0;
}

.form-shell {
  box-sizing: border-box;
  min-height: 0;
  overflow: visible;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

#leadsorContainer {
  width: 100%;
  min-height: 1800px;
}

#leadsorContainer iframe {
  display: block;
  width: 100% !important;
  border: 0;
}

.compact-footer .footer-grid {
  grid-template-columns: 1.6fr repeat(3, minmax(0, 1fr));
}

@media (max-width: 1040px) {
  .header-inner {
    display: flex;
    gap: 12px;
  }

  .menu-toggle {
    display: inline-flex;
    flex: 0 0 52px;
  }

  .main-nav {
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    left: 0;
    z-index: 30;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    padding: 14px;
    border: 1px solid rgba(8, 42, 77, 0.1);
    border-radius: 8px;
    background: #fff;
    box-shadow: var(--shadow);
  }

  .site-header.nav-open .main-nav {
    display: flex;
  }

  .main-nav a {
    padding: 13px 14px;
    border-radius: 8px;
  }

  .main-nav a::after {
    display: none;
  }

  .main-nav a:hover,
  .main-nav a:focus-visible {
    background: var(--cream);
  }

  .header-inner .button {
    margin-left: auto;
  }

  .hero {
    min-height: 0;
  }

  .hero-image {
    right: 24px;
    bottom: 20px;
    left: auto;
    width: min(58vw, 430px);
    height: auto;
    max-height: 30%;
    opacity: 0.2;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    min-height: 0;
    padding-top: 64px;
  }

  .hero-copy {
    max-width: 760px;
    padding-top: 0;
  }

  .product-strip,
  .steps,
  .legal-grid,
  .blog-hero-grid,
  .article-hero-grid,
  .article-layout {
    grid-template-columns: 1fr;
  }

  .blog-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .blog-card-featured {
    grid-template-columns: 86px minmax(0, 1fr);
  }

  .blog-card-featured > a {
    grid-column: 1 / -1;
    width: 100%;
  }

  .article-sidebar {
    position: static;
  }

  .article-check-grid {
    grid-template-columns: 1fr;
  }

  .article-cta-panel {
    grid-template-columns: 74px minmax(0, 1fr);
  }

  .article-cta-panel .button {
    grid-column: 1 / -1;
    width: 100%;
  }

  .requirements-grid,
  .trust-row,
  .footer-grid,
  .compact-footer .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .trust-row article:nth-child(3) {
    border-left: 0;
    border-top: 1px solid rgba(255, 176, 0, 0.28);
  }

  .trust-row article:nth-child(4) {
    border-top: 1px solid rgba(255, 176, 0, 0.28);
  }
}

@media (max-width: 720px) {
  .container {
    width: calc(100vw - 40px);
    max-width: 1180px;
  }

  .site-header {
    position: sticky;
  }

  .header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 0;
    padding: 16px 0;
    gap: 12px;
  }

  .brand {
    flex: 0 1 auto;
  }

  .brand img {
    width: min(100%, 220px);
  }

  .menu-toggle {
    position: static;
    z-index: 2;
    display: inline-flex !important;
    flex: 0 0 52px;
    margin-left: auto;
    transform: none;
  }

  .header-inner .button {
    display: none;
  }

  .main-nav .mobile-nav-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 52px;
    margin-top: 6px;
    color: #081b2e;
    background: linear-gradient(180deg, #ffc21a 0%, var(--gold) 100%);
    box-shadow: 0 10px 20px rgba(255, 176, 0, 0.18);
    font-weight: 900;
  }

  .hero-grid {
    padding: 38px 0 34px;
  }

  .hero-image {
    right: -18px;
    bottom: 24px;
    left: auto;
    width: min(76vw, 320px);
    height: auto;
    max-height: 24%;
    opacity: 0.14;
  }

  .hero h1 {
    font-size: clamp(2.25rem, 10.5vw, 2.7rem);
    line-height: 1.05;
  }

  .hero-lead {
    margin-top: 20px;
  }

  .hero-badges {
    grid-template-columns: 1fr;
    margin-top: 30px;
  }

  .calculator-card {
    width: 100%;
    overflow: hidden;
    border-radius: 18px;
    padding: 22px;
  }

  .range-top {
    align-items: flex-start;
    flex-direction: column;
    gap: 4px;
  }

  .range-top output {
    font-size: 1.75rem;
  }

  .range-labels {
    gap: 14px;
    font-size: 0.9rem;
  }

  .range-labels span:last-child {
    text-align: right;
  }

  .result-box {
    grid-template-columns: 1fr;
  }

  .result-box div + div {
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .button-wide {
    font-size: 1.15rem;
  }

  .product-card,
  .step-card,
  .trust-row article {
    grid-template-columns: 70px minmax(0, 1fr);
  }

  .big-icon {
    width: 70px;
    height: 70px;
  }

  .requirements-grid,
  .trust-row,
  .blog-card-grid,
  .footer-grid,
  .compact-footer .footer-grid {
    grid-template-columns: 1fr;
  }

  .blog-hero {
    padding: 48px 0;
  }

  .blog-hero h1 {
    font-size: clamp(2.25rem, 10vw, 3rem);
    line-height: 1.05;
  }

  .article-hero {
    padding: 42px 0;
  }

  .article-hero h1 {
    font-size: clamp(1.85rem, 7.6vw, 2.2rem);
    line-height: 1.05;
    overflow-wrap: break-word;
  }

  .article-intro {
    font-size: 1rem;
  }

  .article-cta-band {
    grid-template-columns: 1fr;
  }

  .article-hero-actions {
    display: grid;
    grid-template-columns: 1fr;
    align-items: stretch;
  }

  .article-hero-actions .button,
  .article-cta-band .button {
    max-width: 100%;
    width: 100%;
  }

  .article-layout {
    padding-top: 38px;
    padding-bottom: 50px;
  }

  .article-summary-card,
  .article-sidebar,
  .article-note,
  .article-cta-band,
  .article-cta-panel,
  .article-sources {
    padding: 22px;
  }

  .article-steps li {
    padding: 70px 18px 18px;
  }

  .article-steps li::before {
    top: 18px;
    left: 18px;
  }

  .blog-hero p {
    font-size: 1rem;
  }

  .blog-card,
  .blog-hero-panel,
  .blog-cta-inner {
    padding: 24px;
  }

  .blog-card-featured {
    grid-template-columns: 1fr;
  }

  .blog-card-featured img {
    width: 76px;
    height: 76px;
  }

  .blog-cta-inner {
    grid-template-columns: 1fr;
  }

  .blog-cta-inner .button {
    width: 100%;
  }

  .trust-row article + article,
  .trust-row article:nth-child(3),
  .trust-row article:nth-child(4) {
    border-top: 1px solid rgba(255, 176, 0, 0.28);
    border-left: 0;
  }

  .section {
    padding: 46px 0;
  }

  .legal-grid article,
  .example-card {
    padding: 24px;
  }
}

@media (max-width: 430px) {
  .container {
    width: calc(100vw - 48px);
  }

  .brand img {
    width: min(100%, 200px);
  }

  .menu-toggle {
    flex-basis: 48px;
    width: 48px;
    height: 48px;
  }

  .article-hero h1 {
    font-size: clamp(1.7rem, 7.2vw, 2rem);
  }

  .article-meta span,
  .article-summary-card li,
  .article-content p,
  .article-content a:not(.button) {
    overflow-wrap: anywhere;
  }

  .product-card,
  .step-card,
  .trust-row article {
    grid-template-columns: 1fr;
    justify-items: center;
    text-align: center;
  }

  .step-number {
    left: calc(50% - 56px);
  }

  .footer-brand img {
    width: 230px;
  }
}